“i think my credit report has been mixed with someone else's https://consumerattorneys.com/practice-area/mixed-credit-reports”. this was the message made us write this article. Find out more in the blog about mixed files.
Who Will a Mixed Credit Report Attorney Sue?

You have the right to accurate information about what is on your credit history under the Fair Credit Reporting Act (FCRA). The Credit bureaus and other consumer reporting agencies (CRAs) are required by law to maintain accuracy standards via the implementation of appropriate policies and processes. This regulatory norm is broken when your data is combined with another person's data to create a single mixed credit file.

As a result, the FCRA also grants you the ability to bring legal action against the CRA (as well as any lawfully involved data furnisher or other third party) for causing the issue, neglecting to identify the error, and disclosing false information.

The FCRA has the best part—it forces the businesses you suit to reimburse your legal expenses! This is due to the fact that it would be blatantly unfair to charge you for the legal services necessary to correct mixed credit mistakes in a report that you did not produce.

What Kind of Money Is Available in a Lawsuit Regarding a Mixed Credit Report?

You may file a lawsuit for damages under the FCRA and other state and federal laws if co-mingled data has caused you harm.

reimbursement for real injuries. This is referred to as "compensatory" or "actual" damages. It implies that you have the right to reparation if credit reporting inaccuracies caused you any form of emotional or financial loss.

For example, you have the right to claim for all of the financial losses you suffered if you are denied a job because of mixed credit problems and are jobless for three months. You can also sue if you miss rent payments, end up in collections, face repossessions, or suffer other harms as a result.

Restitution in lieu of penalty. The reason these are known as "punitive damages" is because their goal is to "punish" or "punish" the perpetrator into improving the system in order to stop future occurrences of the same harm.

Additionally, you have the right to get the mistakes fixed!

Mixed Fees for Credit Report Attorneys

You won't owe us any money up front—not even from the first phone conversation until the conclusion of the litigation.

As was previously said, if a CRA, data furnisher, or other business reports mistakes in your credit profile because of co-mingled information, you are legally entitled to sue them under the FCRA. And you are not required to pay any money out of pocket to pursue this case with a very respectable attorney. In order to protect you from having to, the FCRA requires the businesses you suit to cover all of your legal expenses and charges in the event that you prevail. You owe us nothing even if the case is unsuccessful since we will simply take care of the loss.

As was previously said, if co-mingled information results in reporting mistakes in your credit profile, you have the legal right to sue a CRA, data furnisher, or other business under the FCRA. Furthermore, you are not required to spend any money out of pocket in order to pursue this litigation with a highly regarded attorney. To make sure of this, the FCRA requires the businesses you suit to cover all of your legal expenses and charges in the event that you win, saving you from having to. Even if the case is unsuccessful, you owe us nothing since we will just take the loss.